Noor Comprehensive Care
Comprehensive Group Employee Benefit Plan (Comprehensive GEB) is an extension of the Group Family Takaful Plan incorporating most of the riders benefit due to all causes under one single master takaful certificate.
The rider benefits include:
- Permanent Total Disability (PTD) – any and own occupation,
- Permanent Partial Disability (PPD) due to accident and sickness,
- Temporary Total Disability (TTD) due to accident and sickness,
- Medical Expenses (ME),
- Critical Illnesses (CI),
- Terminal Illness (TI),
- In-Hospital Cash Allowance (HB) due to accident and sickness
- Funeral Expenses (FE) due to accident and sickness and
- Repatriation Benefit (RB) due to accident and sickness.
For the employer, Comprehensive GEB highlights on the following:-
- builds goodwill – the employees know their employer take care of their welfare and security
- as a fringe benefit, it reduces labour turnover
- is a budgeted and controlled program to provide comprehensive employee benefits
- offers protection against unforeseen expenditure
- provides an opportunity to cover all employees with lower contributions (premiums)
- relieves the administrative burden pertaining to employee benefits
- requires minimum evidence of insurability and thus ensuring coverage for all employees.
