Home
Your home is your sanctuary and deserves to be shielded from the unpleasant and unexpected. Be it owned or rented, we can help protect not just the structure, but its contents from damage and/or loss.
Click here to view the complete Table of Benefits
What is covered?
- Unexpected events & natural calamities
Your home is insured against damage caused by events like fire, lightning, flood, storm, malicious damage, riots, strikes, water leaks, burglary and more - New for old
Your Contents are covered on a ‘repair or replacement as new’ basis except for clothing and household linen - Tenants’ liability
This extension protects you for damages caused to the premises rented by you following an insured peril (fire, explosion, etc) and for which you are held legally liable. We will pay up to AED 100,000 - Legal liability
We cover claims made against you by third parties who suffer injury, loss or damage following an incident at your home - Alternative accommodation
If your home is damaged by a covered peril and its condition is such that you cannot continue to live there, we will pay reasonable expenses for loss of rent or alternative accommodation - While you are away
You’re covered when your home is unoccupied for up to 45 days - Worldwide cover (optional)
Travel all across the world with the comfort of knowing that your favorite possessions are covered if you are robbed off them. Be it your diamond ring, your laptop, your passport or that lucky golf bag… rest assured!
We will also provide you with a free cover for your identification papers in a similar situation - Domestic helpers (optional)
It only costs AED 100 to cover your domestic helper for accidental death up to AED 35,000 including cover for medical as well as repatriation expenses
What is not covered?
Noor Takaful’s home insurance is designed to give you peace of mind with its comprehensive coverage. You should, however, be aware that exclusions do apply and some of these are listed below:
- Unexpected events & natural calamities
- Loss or damage due to wear & tear, depreciation or any other gradually operating cause
- Liability arising out of willful act of the Participant or any other person on his behalf
- War, nuclear and terrorism
Full details of terms, conditions and exclusions are contained in the Policy wordings. Click here to download it.
